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Get in Touch Private Clients

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Call us on 0800 038 5431

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Why St. James’s Place?

We are proud to be a Partner Practice of St. James’s Place, combining our personal bespoke service with St. James’s Place access to diverse, distinctive fund management.

 

Making a difference…

Looking at the previous performance of an investment manager only gives you a partial understanding of the financial landscape – this is no guarantee of future success.

We have to keep in mind, managers can switch funds or leave the business. Also, a management style that has previously worked well, maybe no longer be right for current or future markets. When you choose someone to manage your money, you need to be sure that you’ve made the right choice – now and for your success in the future.

The St. James’s Place solution is robust and effective. They don’t employ in-house fund managers, instead, they carefully select a specialist team to manage their funds.

 

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

What makes St. James's Place different?

They choose outstanding external fund managers… And here’s why…

  • First-class managers to look after your funds.
  • The performance of managers is carefully monitored and if needed can be quickly changed.
  • You can ensure your portfolio is diverse by spreading your money across funds with different managers with different styles.

St. James’s Place Investment Committee manages the fund managers for you to ensure your investment results are long standing. The Committee is supported by St. James’s Place in-house team of analysts and a panel of independent consultancies.

What makes them distinctive?

Whilst most businesses offer a multi-manager approach, St. James’s Place do things differently.

  • They only use external fund managers for their funds.
  • St. James’s Place don’t wait until they’ve lost confidence in a manger – they manage all of this on behalf of clients.
  • A wide range of investment styles are taken.
  • They offer fund managers based on their skills in active management, rather than following a benchmark.
  • No transaction costs will occur when managers are removed or added to a fund.
  • You won’t be liable to capital gains or income tax from any change in fund manager.

With reward comes responsibility

The St. James’s Place Charitable Foundation has been supporting UK charities and community organisations since 1992. So far, the Foundation has raised and distributed over £100 million, helping charities to continue their amazing work and making a profound difference to peoples lives.

We are proud to be part of this.

Tracking portfolios

The St. James’s Place Investment Committee meets at least six times a year, depending on market conditions.

Meetings include fund managers presentations, which provides St. James’s Place a change to review and question each portfolio carefully.

At each meeting the Committee makes crucial decisions about the best way forward.

It has four options:

  • Leave the portfolio of managers unchanged. This is done when the Committee are confident that your funds are working in the correct way for you.
  • Keep the investment company but change the manager.
  • Change both investment company and manager. This is done if the Committee feel that your funds are not being managed in the right way for you.
  • Introduce a new investment fund or strategy to improve your opportunities.

Simply put, the St. James's approach means we can offer you what we consider to be the best investment options available.

St. James’s Place Guarantee

St. James’s Place guarantees the sustainability of the advice given by members of the St. James’s Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group’s website.